Investment Philosophy & Fees

Our advice is tailored to the needs of the individual, we often recommend direct investment in shares, derivatives and direct property where this is the appropriate outcome

Investments

Would you like to buy shares, managed funds or even property and watch your money grow?  ARA have specialised people who can assist in all types of investments whilst ensuring the investments are suited to your goals and objectives to achieve the best outcome for you and your families future.

Investment Philosophy

Unlike many financial planners, our investment advice is not limited to Managed Funds.  As our advice is tailored to the needs of the individual, we often recommend direct investment in shares, derivatives and direct property where this is the appropriate outcome.  In most cases we have the required skills and appropriate authorisations to give such advice, however in some cases like direct property we have developed professional relationships with specialists that we work closely with in this area to offer our clients the opportunity to access specialist advice across the board.  As detailed in the fees section below, our advice is impartial and not impacted by commission levels attributable to particular investment products.

Fees

ARA has always been a fee for service provider (even prior to the impending FoFa changes).  As we do not accept commissions or inducements in respect of investments under our management, we are motivated solely by providing the highest quality service to our clients.  This factor is an important one to ARA as we believe that to be truly impartial and objective about investment decisions our commitment should lie with our clients and not with the level of commissions to be derived from a particular investment product.

ARA’s fees are structured on a time commitment basis relevant to the nature and complexity of the work being undertaken.  It is our practice to ensure that clients are aware of and approve our estimated fees prior to our work commencing

ARA Financial Planning Services Pty Ltd is a Corporate Authorised Representative (No. 1277898) of Capstone Financial Planning Pty Ltd. ABN 24 093 733 969.
Australian Financial Services Licence (AFSL) No.223135.
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